Z59.861 Financial insecurity, difficulty paying for utilities
The ICD-10-CM code for Financial insecurity, difficulty paying for utilities is Z59.861 (FY2026). It is a billable, claim-ready diagnosis code.
Classification
- Section
- Z55-Z65: Persons with potential health hazards related to socioeconomic and psychosocial circumstances (Z55-Z65)
- Category Z59
- 33 codes (25 billable)
- FY2026 Status
- New code in FY2026
Also Known As
ICD-10-CM Alphabetic Index entries that lead to Z59.861:
- Inability to › pay for utilities
- Financial problem affecting care NOS › insecurity › paying for utilities (electricity) (heat) (oil) (water bill)
- Unable to › obtain › adequate › utilities due to limited financial resources, specified NEC
Inclusion Terms
- Difficulty paying for electricity
- Difficulty paying for heat
- Difficulty paying for oil
- Difficulty paying water bill
- Utility disconnect notice due to inability to pay
Official Coding Guidelines
Used with any code in range A00.0-T88.9, Z00-Z991) Used with any code in the range of A00.0-T88.9, Z00-Z99 An external cause code may be used with any code in the range of A00.0-T88.9, Z00-Z99, classification that represents a health condition due to an external cause. Though they are most applicable to injuries, they are also valid for use with such things as infections or diseases due to an external source, and other health conditions, such as a heart attack that occurs during strenuous physical activity.
Additional codes with observation code (fragment)observation code, but only if they are unrelated to the suspected condition being observed.
Source: CMS — ICD-10-CM Official Guidelines for Coding and Reporting, FY2026